Trusted by over 2 million users

Money moves forward

Send, spend, invest, and grow — all from one powerful platform. Built for the way you live, backed by trusted banking partners.

FDIC WxPay accounts are FDIC-insured up to $250,000 through our partner banks
2M+
Active Users
$4.8B
Monthly Volume
99.99%
Uptime
WxPay Debit Card
Investment Return
+$1,240.50
BTC Holdings
0.42 BTC
256-bit Encryption
SOC 2 Type II Compliant
PCI DSS Level 1
150+ Countries Supported
Best Finance App 2025
Sutton Bank
Card Issuance Partner

Member FDIC. WxPay debit cards are issued by Sutton Bank pursuant to a license from Visa®.

Lincoln Savings Bank
Banking Services Partner

Member FDIC. Deposit accounts and banking services provided by Lincoln Savings Bank.

FDIC Insurance
Up to $250,000 Protected

Your funds are held at FDIC-insured partner banks where eligible deposits are protected up to $250,000 per depositor.

FEDERAL DEPOSIT INSURANCE CORPORATION

WxPay is a financial technology company, not a bank. Banking services are provided by Sutton Bank, Member FDIC, and Lincoln Savings Bank, Member FDIC. WxPay Visa® Debit Cards are issued by Sutton Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Your funds are FDIC-insured up to $250,000 through our partner banks once deposited into your account.

Everything your money needs

Powerful features designed to give you complete control over your financial life.

Instant Transfers

Send money globally in seconds with real-time exchange rates and zero hidden fees.

Virtual & Physical Cards

Create virtual debit cards instantly or order a physical card. Issued by Sutton Bank, Member FDIC.

Smart Investing

Earn up to 35% returns with curated investment plans. Start with as little as $100.

Crypto Trading

Buy, sell, and hold BTC, ETH, and more. Real-time prices and instant execution.

QR Payments

Scan any QR code to pay instantly. No account numbers needed — just point and pay.

Smart Alerts

Real-time push notifications for every transaction. Always know where your money goes.

Enterprise-Grade Security

Your money and data are protected by multiple layers of security, 24/7 fraud monitoring, and FDIC insurance.

FDIC Insured
Up to $250,000 through partner banks
256-bit SSL
Bank-level encryption on all data
2FA Protection
Two-factor authentication available
24/7 Monitoring
Real-time fraud detection systems

Ready to take control of your money?

Join over 2 million people who trust WxPay — backed by Sutton Bank and Lincoln Savings Bank, Members FDIC.

Open Your Free Account